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The ART of Risk Management "This book evidences links and trade-offs between some key drivers of corporate value creation: capital structure, strategic definition of core and noncore risks, risk management retention and transfer, with a valuation of externalization, to achieve an integrated allocation and management of firms capital. From math to legal, it takes us a definite step forward in modern finance." Jacques Tierny, Deputy CFO, Michelin Group "For someone like me who has observed the evolution of financial theory and practice over the past twenty years, Culps new book is a really extraordinary undertaking and accomplishment. On one level, it provides a comprehensiveand quite readableaccount of the most important financing and risk management innovations in both insurance markets and capital markets. Even more remarkable is its success in fitting these innovative solutions and products into a single, unified theory of financial marketsone that integrates the once largely separate discipline of insurance and risk management with the current theory and practice of corporate finance." Donald Chew, Editor of Journal of Applied Corporate Finance and a founding partner of Stern Stewart & Co. "Chris Culp succeeds to cover this multifaceted and somehow fragmented ART market in a holistic way." Thomas Bruendler, President, Allianz Risk Transfer (UK) Limited "This is indeed a book about convergence. It is dealing with the latest developments in the insurance and capital markets which blur the boundaries between these two areas. Laying the scientific foundations of ART, it also brings together theory and practice of this innovative field in an unprecedented way. Moreover, Culplooks behind the driving forces of ART and relates them back to their common underlying aspiration, the quest for optimal capital structure.

UK Startup Awards - The UK Startup Awards sponsored by Natwest, BlackBerry and Business Link rewards the most successful business start-ups in the UK and is recognised and respected as such throughout the business community.

Society of business practitioners - A senior examining UK institution providing vocational qualifications in business, management and marketing. The Society's Diploma awards are valuable, internationally recognised business qualifications which attract credits and exemptions from other institutes and educational establishments not only in the UK, but in the US and Australia as well.

Afro-American Life Insurance Company - The Afro-American Life Insurance Company, an historic business based in Jacksonville, Florida founded in 1901 by Abraham Lincoln Lewis and his business associates.

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